Hello all you beautiful people.
I’m sorry, but this post isn’t meant for you. It’s more of a social service thing for that special retard-o in my life: Casey Serin, pictured here in his natural homo-tat.
Because, well, with so many hot-dog sausages on the menu to choose from:
And Casey taking pics of himself in various stages of drug-fueled frenzied nakedness,
it’s quite possible he has become far too distracted to remember daddy MUST
file refile the same old crap Anna Serin did – yet again. You know, the exact same papers Aleksey and Anna delivered to the courts back in January. Except that they’ll hastily delete Anna’s name this time.
Because, as Casey so well put it himself,
it’s a great tactic if you want to stall foreclosure.
Not entirely convinced?
He “enjoys the thrill” of BK. He’s sort of like a cereal killer, I suppose.
Interestingly enough, yesterday I was scratching my left nut and began thinking about the past. Do you sometimes think about useless stuff? I do.
Moral Issues of Bankruptcy…
One one hand it feels like “weaseling” out of my responsibilities. On the other hand, if I take the bankruptcy route and wipe off my debts, I can focus on rebuilding my real estate business and moving forward.
Since I want to do the right thing and please my Maker (What happened to Casey’s God? Gone, along with his wife, his friends, and everything else he considered below his “shiny things” – Ed.), I am giving the moral issues extra consideration.
Dave Ramsey in The Truth About Bankruptcy says:
Myth: I’ll just file bankruptcy and start over; it seems so easy.
Truth: Bankruptcy is a gut-wrenching, life-changing event that causes lifelong damage. (I guess he forgot this part, he now says “Bankruptcy is beautiful” – Ed)
The Christian Science Monitor in The Moral Burden of Bankruptcy compares the two views from a biblical perspective:
To make this case, bankruptcy’s critics often cite Psalm 37:21: “The wicked borrow and do not repay, but the righteous give generously.” From sources such as Crown Financial Ministries and Dave Ramsey’s nationally syndicated radio show, advice seekers hear they have a duty in most cases to keep their payback promises even when life throws them a curve ball.
But another school of thought sees a more complex picture in which lenders also face admonitions to forgive debts. For instance, Jonathan Alper, a bankruptcy attorney in Orlando, Fla., reminds distraught clients that the American legal tradition of allowing for bankruptcy stems from Deuteronomy 15:1-11, which calls for debt forgiveness every seven years. Others agree with Mr. Alper that those who are able should repay, but those unable to do so should not feel guilty.
The most obvious form of legal amnesty is bankruptcy, at the heart of which lies a simple behavioral phenomenon with an interesting twist. The simple phenomenon is this: A debtor who is already in over his head will not pay, whether or not there is a legal mechanism for discharging his debts. There is a kind of Laffer curve of debt: A little bit tends to be repaid; a lot tends to be ignored. (Hence the old saying that if you borrow a little money from a bank, the bank owns you, but if you borrow a lot of money, you own the bank.) This simple phenomenon has a simple explanation: If all or almost all my future income is going to go to my creditors because I am drastically overextended, I have no incentive to work. I’ll starve if I work (because my creditors will take everything) and I’ll starve if I don’t—but at least then I’ll starve without having to work. By demanding everything, my creditors will get nothing, because I am in a hole too deep to dig out of.
The temptation is to say, it can yield nothing else—the debtor who is in way over his head can’t and won’t pay, so “forgiving” the debt is really just an acknowledgment of reality. But that ignores another option, one the law embraced not so very long ago. In the early years of our nation, debtors who would not or could not pay were imprisoned—a very common rule in many legal regimes going back to ancient times. Recall Jesus’ story in Matthew 5: “You shall not come out of there until you have paid the last cent.” Imprisonment for debt is really quite logical: When ordinary civil remedies no longer work, the system should, one might think, resort to more serious punishment. And the truly improvident debtor has often borrowed money he should have known would be beyond his ability to repay. This is akin to theft, and in modern legal systems theft leads to imprisonment. This points up the real choice the law faces when a debtor is in over his head. The law can of course wipe out the debt, as it does. But it can do something else instead: it can wipe out the debtor.
A New Chapter (7) in my Life?
I recently met with two bankruptcy attorneys and ran my situation by them (including liar loan issues). They see no reason why I can’t just go with bankruptcy right now and wipe off all my debts. Since I am NOT trying to protect any assets, Chapter 7 bankruptcy is the recommended option for me.
Note, bankruptcy will not wipe out the liens on the properties – just my obligation to repay the note. So the lenders will continue with foreclosure. But bankruptcy can stall the foreclosure process by 1-3 months. That may give me extra time to sell the properties and pay back the lenders as much money as I can. I want to minimize the loss to my lenders as much as possible. (do you remember back when Casey was sort of human? Yeah, I didn’t, either – Ed)
With the moral issues in mind…
Should I BK or not? What do you think? (Gee. – Ed)
ShitWeasel, October, 2006
Funny how things change, I guess.
And, the really interesting thing here is that Casey “is” the “owner” of 4932 Dewey Drive. Which means, technically he’s the one who should be filing for BK. Of course, that’d mean the judge would probably get to hear all about his “gray area”, or “shady” dealings in the past, and I don’t think that’d be in his best interests. Probably the reason why mom & dad are doing the dirty deed
themselves, and Kostya is now off living a gay fantasy in his tropical island with his hot friends.
So Casey, this one’s for you. Walk (don’t run) to the Sacramento Courthouse and fill the BK petition on behalf of Daddy Retardo (aka Aleksey Serin). We are breathlessly watching your delay tactics.
Once again, don’t say I never did anything for ya, Kost-ya,
November 18th, 2010
The Crime Family stays right up until March, 2011 at 4932 Dewey Dr.!!!
I didn’t understand any of it, either, so here is some stuff I was able to find about the marked dates.
Section 316 Incomplete Filings:
CONTENTS OF BANKRUPTCY FILINGS
Section 316 of the Act adds requirements to the creditor’s initial Bankruptcy filings. In addition to a detailed
list of assets, liabilities, income, and the counseling certificate, creditors must now inform the Bankruptcy Court if
additional income from other sources, such as family gifts, is expected in the following year. If all the required forms
are not filed within 45 days from the date of the initial filing, the case can be dismissed. Debtors will now also have
to file income tax returns and make these available to creditors.
With the additional filing requirements, some creditors will inadvertently have their case dismissed by failing
to file all the required documents. This dismissal may impact the automatic stay provision. The provision allowing
creditors access to a petitioner’s income tax returns is new.
Complaints Objecting to Dischargeability Based on False Representations or Actual Fraud ( § 523(a)(2)(A)) Must Be Timely Filed
In contrast, several of the plaintiff’s claims in this case involve causes of action that are not part of the “super discharge.” Debts for false representations or actual fraud (§523(a)(2)(A)), for a domestic support obligation (§ 523(a)(5)), as well as several other types of debt not relevant here, may be excluded from discharge in a Chapter 13 case, just as they would be in a Chapter 7 case. See 11 U.S.C. § 1328(a)(2). However, the debtor asserts that the plaintiff’s § 523(a)(2)(A) claim is barred because the plaintiff failed to timely filed the adversary complaint.
A complaint objecting to dischargeability must be filed no later than 60 days after the first date set for the meeting of creditors. See FED. R. BANKR. P. 4007(c). Although the court is empowered to extend the time “for cause,” the motion to extend the time must be filed “before the time has expired.” Id. This restriction on extending the time is expressly excluded from the court’s general power to enlarge time periods after the fact. See FED. R. BANKR. P. 9006(b)(3). Thus, regardless of the circumstances, the Court has no power, after the bar date for filing a complaint has passed, to extend the time to file a complaint to determine dischargeability of a claim alleged to be excepted from discharge under §§ 523(a)(2)(A).
Could it be? Coult it really be?
Proof of Claim Deadline:
In law, a proof of claim is a record filed in court by a party who is owed money by a person filing for bankruptcy. The document is required in both Chapter 7 and Chapter 13 bankruptcy claims in the United States. It is the legal evidence normally required for the creditor to receive any payment once the bankruptcy case is settled.
Although it references a debt owed by the person filing for bankruptcy, it is the responsibility of each creditor, not the debtor, to submit a proof of claim. The debtor, however, is accountable for verifying the accuracy of all proofs of claim. If the claims of the creditors do not match the numbers reflected in the debtor’s records, one or both parties could incur reprimands or fines.
Welcome my friends, to the show that truly never ends.