Dedicated to all things X-Tina.

Hello there. James Marks here.    

Yes, it's that time again. Conspiracy theories, here we go

Yes, it's that time again. Conspiracy theories, here we go!

  

It seems to me that everytime I get sick I somehow find enough free time to write about the Sovereign / UCC / A4V /A2M movement. I don’t know how much good it can be for my health to (metaphorically speaking) swim through a shitberry syrup of stupidity in order to bring you a somewhat comprehensible post regarding whatever scam Casey fell for this time around, but I think of it as a social service – if I can save a living soul from becoming catatonic from reading the TJ Marrs / George Tran / FreedomClubUSA bullshit, then I’ll die a happy man.    

Also, I managed to use the phrase “shitberry syrup” on this blog.  How cool is that.    

This is the first image hit from Google for "Shitberry Syrup". No, I don't get it, either.

This is the first image hit from Google for "Shitberry Syrup". No, I don't get it, either.

  

   

I was intrigued about this point for a while, then completely forgot about it for months. I’m pretty surprised to see that A4V is my #1 search engine related term. I always thought it’d be “Casey Serin is Gay”, or “Hooters”. I guess people are really looking about A4V and whether it really works. I grouped together every related term. I was surprised to see me coming in third place. 

  

Search Views
a4v 1927
casey serin, gay, shirtless 689
james marks wordpress 471
lisa scifo 113
ulyana peychev 52
galina serin 33
steve serin 25
brokeback mountain 19
decent girls 18

And here’s a hint: if you are looking for “decent girls”, man, are you really at the wrong place.  

I’ve thought for quite some time about updating my A4V entry with the latest Casey shenanigans, but I couldn’t find the time, or the inclination. Quite frankly, it’s sort of like explaining rational people why the earth isn’t flat – I’m a strong proponent of the theory that “foreclosure redemption” (for the lack of a better term) is just a bunch of made up gibberish that tries to justify the behavior of people who a) are about to lose their home, and b) have lost all shred of dignity and decency (or never had any to begin with). It’s a fine line, though – so many people are losing their homes (937,840, Q3, 2009) it shouldn’t be surprising they are trying just about everything in order to save their home.    

But this is Casey we are talking about. On with the show!

But this is Casey we are talking about. On with the show!

  

We’ll use I am Fighting Foreclosure as a basis for this post (I don’t know how long Serin will keep up his blog, so it’s possible by the time you check it out it’ll be a broken link).    

Administrative remedies.    

It’s a process, of which the most important is the A4V (at least, for scammer scumbags)    

…It is a non-judicial way to bring your grievances up to whomever has harmed you, give them a chance to explain themselves and settle the matter on a private, ‘person-to-person’ basis.    

 An Administrative Remedy can be used by anyone to establish the facts of a matter and give parties on both sides of a disagreement an opportunity to state their ‘case’. It involves no courts, judges, mediators or other public officials except for a notary public whose role is limited to acknowledging the acts done and serving as a witness.    

Translation: you fill the inbox of your bank / lender / trustee with crap you demand them to respond to, then you argue that because you didn’t receive a response in 10 days or so, you win.    

Also,    

A remedy is a commercial right for those who acquire that right through an instrument. In corporate United States, there must be a written record of everything.    

Nothing is supposed to be assumed or presumed, but that does not mean assumptions and presumptions are not used everyday to acquire rights and enforce them. If the right that is being enforced is a security interest in a tangible or intangible thing, it usually comes from an instrument that is actually supported by the thing. This is usually, but not always, a pledge or a promise to relinquish possession of a thing if there is a breach of an agreement.    

I know you know where this is headed – it’s simple: you assume your lender is a crook, nothing is what it seems, and if you wish for it long enough, dreams do come true.   

Wish I had known about that technique while I was dating. It’d have made things SO much easier.    

Also, you need to exhaust ’em all before you “litigate” (AKA “sue the lender”).  

“Alleged” lender.    

Imagine the following scenario (most of us have lived through it): you ask a bank for a loan, do some paperwork, sign some stuff, get the money, and pay it back. Because, well, we actually did borrow some dollars, and we aren’t jackasses who are willing to demand those who loaned us the money to prove they actually did such a thing.    

Dear Mr. Bankster: Can you prove I'm not gay?

Dear Mr. Bankster: Can you prove I'm not gay?

  

There are two types of foreclosures, judicial and non-judicial. In some states, a lender can foreclose on your home without going to court, this happens when you sign a deed of trust at your closing. This occurs in states that allow non-judicial foreclosure. Keep in mind some states carry both judicial and non-judicial foreclosure laws.     

You can still use the “Produce the Note” strategy in these states, but it takes a few more steps on your part.    

The premise for using the “Produce the Note” is this:  When a homeowner is faced with a foreclosure suit, “Produce the Note” requires the lender by law to prove it has the actual authority to foreclose, by requiring it to officially produce the original wet ink unaltered promissory note in the lawsuit.    

But if there is no foreclosure lawsuit, what can homeowners do?  In these “nonjudicial foreclosure” states, such as California, Texas, or the thirty or more other states with similar procedures, the homeowner has to file a lawsuit against the party trying to foreclose. If you live in a state that has a Right of redemption period you can also use this process. Keep in mind even if the property sold at auction you have the right to still fight for your property.     

So, there you have it. The idea here is, your lender is an “alleged” one until he produces the wet ink signature. It doesn’t matter whether you know you owe the money – all you need is to ignore any remorse you may feel about stuff and go ahead and question the obvious.    

Debt validation letter and request.    

As we’ve learned before, you cannot trust anything or anyone, so you need to ask for documentation in order to prove any claim (and, of course, ignore the fact that you have copies of every document you ever signed safe at home – those don’t count, the ink ain’t wet on them, anyway).    

Obviously, there are plenty of times when debt validation is a useful, legal procedure:    

Debt validation is when you ask a bill collector to validate the debt that they are trying to collect from you. A collector must be able to prove that you owe what they say you owe or they cannot collect from you and they cannot negatively harm your credit. If they have harmed your credit, and they cannot provide you with proof that you owe them money then they must correct their errors on your credit report.   

The Fair Debt Collection Practices Act spells out your rights and how you are protected as a debtor against collection companies and their efforts to collect money from you.    

Leave it to foreclosure scammers to screw a perfectly legal procedure.    

It certainly isn’t the pretender lender (or “the alleged lender” – JM) and if you can fill in the blanks on this list you will be able to show that. Remember the burden is NOT on you to prove it, the burden is on you to ASK for it in qualified written request, debt validation letter and/or discovery (interrogatories, request to produce, subpoena duces tecum, and requests for admission). If you ever get someone the pretender lender offers to answer your questions at deposition make sure you specify that you will want the person(s) who are able to answer questions about the following items….   

Your forensic review can only estimate the some of the data. But the closer you get to answering more and more of these questions by aggressively enforcing their obligation to answer under federal law, state law and rules of civil procedure, the closer you get to proving that the wrong party is servicing the loan, the wrong party is collecting on the loan, and the wrong party is enforcing the note, while the obligation has been altered by events outside of the report that the foreclosing party is reporting to the court…   

Debt Validation Letters.   

A-ha. So, now I get it. The argument here is that you are not paying the person / entity you think you are, so you need a “Certified Forensic Loan Auditor and Securitization Expert” to tell you that since the “real” lender isn’t the one who’s asking you the money, but someone else, you don’t need to pay him back. Woo-hoo!   

Damn, I'm good.

Damn, I'm lookin' good.

  

Proof of claim.   

A completely legal procedure, for a change.   

A document that a creditor can file with the bankruptcy court stating how much the creditor was owed at the time the bankruptcy was filed, how much was overdue, whether there is any property held to secure the loan, and the value of any such property   A creditor who fails to file a Proof of Claim usually will not get paid through the bankruptcy.    

Right to discharge debt under HJR 192.   

The House Joint Resolution 192  basically says:   

“All coins and currencies of the United Stated (including Federal Reserve notes and circulating notes of the Federal Reserve banks and national banking associations) heretofore or hereafter coined or issued, shall be legal tender for all debts, public and private, public charges, taxes, duties, and dues, except that gold coins, when below the standard weight and limit of tolerance provided by law for the single piece, shall be legal tender only at valuation in proportion to their actual weight.’   

So, basically, foreclosure scammers say paper money is not lawful, and requiring payment via this method is a crime. Or at least, that’s what Casey thinks – HJR 192 is one of the laws the A4V guys cite as the basis for the Redemption Movement.   

Unfortunately, their interpretation of the law is invalid.   

The borrowers in McElroy brought an unsuccessful action against their lender and the purchaser in foreclosure for quiet title, declaratory relief, and fraudulent foreclosure. The court rejected their theories concerning the import of “Public Policy HJR-192 and Public Law 73-10,” and upheld the foreclosure. McElroy, 2005 WL 2885975. The foreclosure in McElroy was not fraudulent in any sense, nor was the decision of the Natrona County Board.   

http://taxappeals.state.wy.us/images/docket_no_200598.htm   

If you have time, and are a lawyer, I envy you. I bet you are charging your free time to someone. What are you doing reading this site? I recommend reading that link. It shows that every single trick Casey has tried has already been rejected by that court.   

Casey Serin: Setting the Gold Standard for "Stupid" since 2006.

Casey Serin: Setting the Gold Standard for "Stupid" since 2006.

  

Certified Forensic Loan Auditor and Securitization Expert, Qualified Written Request, Complaint, Dispute of Debt and all that crap.   

By now, we know the following (correct me if I’ve forgotten something).   

  • We have a Strawman that was created the moment we were born, and he’s the legal entity that has to pay taxes and stuff, as opposed to the flesh and blood human being, which can take control of the Strawman in order to create wealth (the ALL CAPS drama);
  • The Strawman can discharge debt using the A4V method (and most CFO’s at top companies know about it, but would rather not tell everyone, according to Serin);
  • HJR 192 is the root of the A4V / Strawman theory since in 1933, FDR (and no, it doesn’t stand for “Fuck ‘Dem, Republicans”)  suspended the Gold Standard and made it impossible to pay back a debt. Debt is therefore only transferrable between entities, because it’s now illegal to pay it back.
The Gospel of Debt, according to Casey Serin

The Gospel of Debt, according to Casey Serin

  

We’ve learned loads of other things, but for now, this shall suffice. Now that you know that debt is like herpes from a cheap ‘ho (you don’t want it, but you can transfer it and get rid of… hey, wait. It’s NOT like herpes!), yet another great excuse you can use not to pay back a single dirty penny is to claim that your lender isn’t the original one (since he can’t produce the wet ink document, nor proof that her mom wasn’t a martian in the first place – no bull, check out this document; it’s mostly a time-waster for the lender, and, as many “Redemptionists” argue, it serves the purpose of delaying the procedure).   

Enter the Certified Forensic Loan Auditor.   

Who is he? Well, when you consider how complex the whole thing is, and how many delusions need to be taken into consideration to make it work (at least in your head), you want an “Auditor” by your side. It’s just SO nice sounding. And it reassures you that you are hiring a pro, which makes your whole argument legal and stuff. At least, again, in your head.   

Someone, print 7 of these and send them to 4932 Dewey Dr., STAT!

Someone, print 7 of these and send them to 4932 Dewey Dr., STAT!

  

Just do a Google search on these guys and see if your computer doesn’t get AIDS from it. I had to wrap my router and laptop in cellophane and then use a shitload of lube just to be on the safe side.    

Basically, they’ll take your loan documents, audit them, find some sort of legal hole, and enable you to discharge (remember, you never pay back your debt – or do you? I’m not sure anymore at this point) your debt. Serin actually said that, in his case, the Certified Lunatic told him debt had been transferred between entities, so it wasn’t legal. Or something. I think. Cool, huh? Sad thing is that, pretty much like El Chupacabras, Casey Serin’s dignity, and Nigel Swaby’s hair, they don’t really exist.   

And, indeed, an audit report has as much value as a stand-alone document as this blog. Caveat emptor. If I knew what that meant, anyway.   

TILA   

Yeah, I know I did this joke before. Bite me.

Yeah, I know I did this joke before. Bite me.

  

“Sue, the lender”.   

Once upon a time, there was a little girl called Sue / Who wanted to screw Casey blue / so she became her lender / and made his ass so tender / Little Casey Gay Boy / became Chris Record’s favorite Boy-Toy!   

James “Jimbo” Marks, “The Unabridged Mixed-Up Mother Goose”   

“Sue the lender”.   

By now, you are aware everything is illegal. You can’t pay back your lender. Your lender most probably transferred the debt, due to HJR 192. He didn’t accept your “lawful” A4Vs. Hasn’t complied with your Qualified Written Requests. And he moved on and foreclosed your home anyway.   

The bastard.   

Now you sue him. Not much more to say about it. The idiot lended you the money in the first place, so why not screw him a bit more?   

Not much more to say.   

So, there you have it. Casey Serin took over a year to understand this shit. All it took me was a couple of days at the hospital, a swollen liver, and, once again, the feeling I’ve been swimming in raw sewage after writing this.   

Excuse me while I go throw up.   

James Marks,
Are people really this stupid? Is anyone?
September 17th, 2010

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Comments on: "Understanding Casey’s newest scams (or “When you wish upon a star”)" (20)

  1. James, yes they are that stupid. Take our well known acquaintance George Tran. Super suksezful biznizman who is currently fighting foreclosure on a property or two. He spouts all these theories, quotes out of context, doesn’t read the law or case law and then when he gets his ass handed to him by a court, has to backtrack: http://www.freeandclearin90.com/2010/09/why-show-me-the-note-will-have-your-case-dismissed/

    doesn’t quite match
    http://www.freeandclearin90.com/2010/08/laws-requiring-the-original-documents/

    from the same site does it? No wonder I call him George T***.

  2. The Observer said:

    Murst!

    While you did your best to explain A4V, I don’t see how any rational person can accept the explanation.

    There are other aspects of the redemption movement, most notably the “I’m a sovereign” schtick that 20somethings like to pull off. They basically drive in their cars without insurance or valid license plates and then when police stop them to issue summons, they declare their “sovereignty” and post the video of their experience on Youtube. It’s basically civil disobedience against the system, and they’re willing to fight for their beliefs. I think they suffer from a form of mental illness, but they’re honest I suppose.

    Casey latches onto this not because he has any underlying principles regarding citizenship, but is another scam that he’s trying to pull off.

    • I don’t think there’s a rational way to believe in A4V. You must ignore everything you ever forgot to learn from your economics textbooks and then believe in the tooth fairy for it to work. Even Casey admitted most people werent succesful while doing an A4V; but he believes it’s necessary, in order to sue the lender afterwards.

    • Semi-Vegan Cucumber Eating Lion said:

      Casey’s whole attempt at being a sovereign rings rather hollow. He has *nothing* to be sovereign with. No car, no job, no business, no home. He can’t stand up to the man regarding insurance, license, registration or taxes. The most he could do was entice(scam?) his parents into filing a false deed transfer to him. If the law ever calls him on it he’ll probably toss them under the bus like so many others in his life.

      • Maybe a sovereign citizen doesn’t have to comply with any court order, go to jail, or vacate a foreclosed home when ordered to do so.

  3. James – wordpress has held my first comment for moderation because I put a couple of links in it to George T***’s site.

  4. The Observer :They basically drive in their cars without insurance or valid license plates and then when police stop them to issue summons, they declare their “sovereignty” and post the video of their experience on Youtube.

    Say, wasn’t Japan an internationally-recognized sovereign entity in 1945?

  5. So I’m a hater, now what?

    • Now you report Casey + his parents to the FBI, local District Attorney, the IRS, the California FTB, the litigation departments of CitiBank and Wells Fargo, and about 10 other government agencies…

      … and have everyone completely ignore you, so that the Serins can freely run their organized crime family in peace.

      That’s what’s been going on since 2006, at least.

      • They are not exactly an organized crime family. They are just a couple of hard-working people who raised many kids and are about to lose their home now that they are grown up (in fact, I think the last one is still a minor). They may have made poor decisions, but they are not criminals.

      • Shut the fuck up, Monica. 🙂

      • If they were criminals rather than simply misguided, desperate and/or not very smart, they wouldn’t have allowed Casey to have anything to do with their home or mortgage or any other financial affairs after his manic rambling about Island 2012. What were they thinking?

      • Monica, if you had tits like Tila’s, i would bang you.

  6. I made a blog post about what I found about this in Canada. Basically, you will get your butt kicked out of court if you try it, and may get special costs found against you. Or go to prison, like one Ontario fellow did when he tried to use A4V to keep from returning his Mercedes-Benz. I think that fellow was Russian, as well.

  7. BTW, I hope you have had a speedy recovery from your liver problem.

    • Thanks for the nice thoughts. It wasn’t anything risky – my doc prescribed some medicine that my liver didn’t like. I needed a couple of days rest. Today is my first day at work after a week, so I suppose I’ll do fine. 🙂

  8. lawnmower man said:

    Casey never met a scam he didn’t like.

    But the A4V bullshit is like crack to his two basic drives: his narcissism (“only we special few are intelligent and open-minded enough to accept this knowledge”) and his greed (“my signature creates money”).

    Glad you’re feeling better, James.

  9. […] Understanding Casey’s Administrative Remedies […]

  10. […] due accounts (Casey will not be paying a cent – but he’s going to challenge the lender (Sue the Lender!) and try to keep the home. Bet on […]

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